Archive for August, 2008

For_advertiser_profileNew Jersey can be somewhat expensive compared to living in other states around the country. Our taxes are relatively high, and perhaps higher because we chose to live in a rural part of the State where there are no big businesses to help with local taxes. And with “retirement” years ahead, if there will be such a thing for us, one is naturally concerned.

I just did an online quiz at Bills IQ to help me decide whether or not we are handling our finances well, and whether we need help with Debt consolidation, as we have a few bills and debts due to various life circumstances that seem to be common these days for many, including a period of time that my husband was unemployed…and another spell of that that will start in November if he doesn’t find a new job soon. Our grade after doing the quiz was a “B”, which isn’t terrible, but I know we could use some improvement, and BillsIQ seemed to provide some helpful solutions, including Debt help and resources for Debt relief. Maybe you’ll want to take the simple quiz they provide, it’s easy to do, and you’re provided with some options to decide what help might be best for you. You can chose one of these opportunities, or skip on to see your score. If you need the help, then check out the services they offer.

For now, I think we’re okay, but our wonderful Lord knows what the future holds, and we know He’ll show the way through the valleys.

Here’s an attempt at a little Haiku, which is a form of Japanese “poetry”, 3 lines - 1 with 5 syllables, the next with 7, then the third, 5 again. It often speaks of nature, seasons, etc. :-)

Fall of life is here,
Know not what the future holds,
Bills IQ is near.
Sponsored by Bills.com


As much as I love where I live in New Jersey, there are times when my husband and I get frustrated about certain things…like taxes, and such. We’ve even had moments when we’re ready to put a for sale sign out in front of our little lakefront cabin, but here we stay, so far anyway. It was nice to stumble on this article written by a travel consultant to remind me of the GOOD things about New Jersey.

Why New Jersey is the Best State to Live In

By: Frank Dalotto

Often the butt of jokes from visitors from neighboring states, and negative stereotyping from TV shows like the Sopranos, despite all of that, New Jersey continues to attract people looking for good paying jobs, quality health care and education, awesome leisure activities, and a great place to raise kids.

I am quick to acknowledge that New Jersey is not an inexpensive state to live in. The definition of best does not mean cheap or inexpensive.

While you may be paying more, New Jersey has the nation’s best state and municipal services contributing to an infrastructure that supports a safe environment and a variety of quality of life services.

As a wise old man once told me You get what you pay for.

The Top Five Reasons Why New Jersey is the Best State to Live In.

1. Health Care

By almost any measure, NJ is at the top of any list in states with the best healthcare. Ranked #1 in lowest (best) population under served by primary care physicians and ranked 7th in lowest infant mortality rate in 48 states. Source: AARP. Ranked 8th out of 50 states in number of Physicians/1000. Source: U.S. Census Bureau 2004 2006 Data. And just across the river in NYC and Philadelphia, New Jersey residents have access to some of the best medical institutions and doctors in the world.

2. Low Crime Rate

Ranked 4th in property crime and 13th in violent crime out of 31 states east of the Mississippi River. Source: U.S. Census Bureau 2004 2006 Data. And when you consider that New Jersey has the highest population density in the U.S., New Jersey is a very safe place to live and is a credit to the state and the municipalities in crime protection and law enforcement.

3. Student Education Grades K-12

New Jersey stands tall when it comes to education; New Jersey is Ranked #1 out of 50 states in Grade 8 to High School graduation rates; Source: National Board and Educational Testing Policy and Ranked #4 in the lowest (best) Student/Teacher ratio. Source: IES National Center for Education Statistics.

4. Entertainment

New Jersey is a Mecca for entertainment. Because of the states small size, world class entertainment is in easy reach of most New Jersey residents. There are major entertainment venues throughout the state as well as the hotel casinos, and the Boardwalk Hall in Atlantic City, [Note from site owner: wasn’t too happy when Atlantic City became a Casino haven, a gaudy blemish on the otherwise beautiful Jersey Shore, but that’s just me.] New Jersey is a magnet for world class entertainment. New Jersey also has 2 NFL teams, a NBA team, and a NHL Team. And with New York City and Philadelphia, just across the river with Broadway shows and major entertainment venues, the entertainment options for New Jersey residents are unbeatable.

Atlantic City, NJ, 21507 to 21907 095
5. Geographic DiversityWith outstanding beaches like Wildwood [picture below at sunrise] being the best on the East Coast, beautiful hills and mountains in Northwest NJ [the area where we live also pictured], and quaint Victorian towns like Cape May, New Jersey’s diverse geography is easily accessible within an hour s drive from almost any place in the state. National Geographic magazine has called New Jersey America in Miniature.

Wildwood beach and gull at sunrise
New Jersey Skylands in West Milford New Jersey
Author Resource:-> Frank Dalotto is a freelance writer and travel consultant. His specialty is writing articles about New Jersey travel, including attractions, events, and restaurant reviews. Frank is the owner and editor of http://www.new-jersey-leisure-guide.com/ New Jersey Leisure Guide and a travel consultant for Leisure Travel Mart.

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